Step 1: Initial Inquiry
Client Actions / Responsibilities
If our services appear to fit your needs, we'll schedule a Get Acquainted
Meeting, which can be done on the phone or in person. Feel free to peruse the web site if you wish to learn more. You can start here! When you're ready, contact us to get ready for Step 2.
Step 2: Get Acquainted Meeting or Teleconference
Advisor Actions / Responsibilities
The Get Acquainted Meeting or Teleconference is an opportunity for us to
exchange information about your needs and objectives, and further discuss which
of our services are right for you. We will provide an estimated fee quote as part of this step.
Client Actions / Responsibilities
When you decide to engage our services, we will give you a list of additional
data or information which we will need to begin formulating your financial plan.
One-half of the estimated total fee is due at the time of this engagement.
Step 3: Data Gathering and Initial Preparation
Advisor Actions / Responsibilities
When we receive your information, we begin to review and develop your financial
plan. We prepare initial reports to discuss at our Step 4 meeting.
Client Actions / Responsibilities
In Step 3, you gather the data requested, and complete your cash flow worksheet
and risk tolerance questionnaire. You may fax or mail this information to us
before our next meeting. Upon receipt of it, we will schedule our Step 4
meeting.
Step 4: Interactive Goal Setting Meeting or Teleconference
Advisor Actions / Responsibilities
In this interactive meeting, we discuss and clarify the information you have
provided thus far. We continue to refine your financial goals and objectives. This discussion is not always necessary.
Client Actions / Responsibilities
In this Interactive Goal Setting Meeting, you have another opportunity to
clarify your current situation, financial goals and objectives. Come with any
additional questions or concerns you may have.
Step 5: Analysis and Plan Formulation
Advisor Actions / Responsibilities
We edit the initial information as needed and run additional scenarios if
applicable. We conclude our research and analysis, and produce final reports for
your personal financial plan. We add our observations and recommendations to the
plan.
Client Actions / Responsibilities
As we move into Step 5, you simply schedule a meeting or teleconference 1 or 2
weeks after our Step 4 meeting. The ball is in our court in the interim. Revisit
our web site to stay current on the changing world of personal finance and
investments.
Step 6: Presentation of Your Financial Plan
Advisor Actions / Responsibilities
In Step 6, we present and review your personal financial plan. We discuss all
reports and provide you with a written summary of our observations and specific
recommendations.
Client Actions / Responsibilities
Congratulations! At this point, you will hold a personalized blueprint, custom
designed to meet your financial goals. Full payment of the balance for actual
fees incurred is due at the conclusion of your plan presentation meeting.
Step 7: Plan Implementation and Follow Up
Advisor Actions / Responsibilities
If you need and desire our help with plan implementation and follow up, at the
conclusion of Step 6 we will discuss what might be an appropriate ongoing plan
with you. Periodic update meetings and reviews are also recommended.
Client Actions / Responsibilities
Proper implementation is crucial to reaching your financial goals. Whether you
implement and monitor the plan yourself, or engage us to provide a portion
or all of these services for you, we urge prompt action.
|